Long-Term Care will affect at least 70% of the population prior to death:
We have the solution:
The biggest risks individuals have with retirement are as follows:
Longevity - Market Risk - Interest Risk - Tax Risk
But there is one risk larger than all of these four risks -- Catastrophe of a Long Term Care Event- that can last from as little as four months to ten or more years. It affects us financially, at $100,000 per year minimum, emotionally, psychologically and physically . One Long Term Care event can destroy a lifetime of savings.
The good news: We have a solution that most of the time doesn't cost you anything!
We can't prevent a Long Term Care event from happening but we can help you plan, maintain and avoid disasters while we help you protect your retirement.
Single Pay - 20-Pay - Age 65 Paid Up - Annual Pay
Guaranteed premiums for life - No premium increases ever!
50 Months - Lifetime Option Rider - Inflation Option Rider - Single Life
Patent-Two Lives: Any beneficial interested party, i.e., Husband/Wife, Brothers/Sisters, Business Partners. Age difference up to 25 years with Age 80 max.
Always greater than the premiums paid.
Always a Return of Premium if the client wants to cancel prior to receiving benefits.